If you choose to sell tradelines through a reputable tradeline company such as GFS Group Tradelines (which is the recommended route), the best way to know what you'll make is to simply contact the company directly and ask. But if you're not experienced or don't know exactly where to begin, you'll probably prefer to have some insight about the subject beforehand. So let's get started.

First and foremost, while you're most likely not going to quit your day job, you really can make a decent amount of easy, legal, and legitimate income with very little time and effort.

The Amount Of Money You Make Selling Tradelines Is Limited By Three Main Factors:

1. The age and credit limit of the cards you are selling.

2. The number of authorized users you add to each account.

3. The commission or payout you receive from the tradeline company who will host (sell) your cards.

While the above 3 factors are the three main things that will determine what your income from selling tradelines will be, 1 (the card age and spending limit) and 2 (the number of cards you have) are by far the most important.

Commissions for sales will always vary from company to company. Sometimes it's even dependent on the card you hold since some banks/issuers are more desirable than others. However, as a general rule, the older the card is and the higher the limit is, the more you'll earn. This is because those cards have a higher impact on the buyer's (authorized user) credit score. In turn, they are in higher demand which means a higher purchase price, higher profit margin for the company, and a better payout for you, the cardholder. While keeping that all in mind, you must also come to the obvious conclusion that the number of credit cards you have (or at least the ones you're willing to sell) determines the amount you can make.

Of course there are other things that come into play, such as the number of slots you want to sell at any given time and the length of time you'll keep the authorized user on the card (some AUs may want to rent spots on your card for extended periods).

There Are Limits To How Much Money Can Be Made

Realistically speaking, even if you had 100 credit cards, you can't just sell them non-stop all year long. Since credit card issuers don't really fancy the idea of you selling your credit, they do put limits on the number of authorized users that can be added to a card. Sometimes these numbers are known and transparent throughout the industry, and sometimes they are not. It depends on the issuing bank or institution, and it can change at almost any time.

In addition, you must consider that the tradeline company who facilitates your sales on their platform also plays an important role regarding what you actually make. The more buyers they have, the more likely you are to get sales. However, don't be confused into assuming that the company with the most web traffic or the largest inventory is the best. Likewise, being a smaller company or having a smaller inventory doesn't mean they're the worst. There's actually a lot to consider, and many variables as well.

Okay, This Is Great Info But I Want To Know The Actual Amounts

Okay, okay... We understand completely. But in an effort to properly educate, we had to cover at least a minimal amount of information in the content above.

Now, let's talk about those amounts:

The typical "slot" or "spot" on a credit card refers to a singular space that's available to an authorized user for purchase. Normally, industry best practice places this at 2 AUs (authorized users) per card at a given time. These slots are sold for a general period of 60 days, and the commissions for you as a cardholder range from as low as $40 per slot to as much as $550 per slot for the full 60 days.

To get a general idea, let's consider that the average commission is somewhere between $230 - $250 per slot, or per sale. This means that with one card, you'll have the potential to make from $460 - $500 every couple of months. If you have several cards, you can do the math and see how it's easy to make from $5,000 - $10,000 per year - and in many cases, MUCH more.

Again, don't forget what we mentioned earlier - your results depend on the credit card age and limit, your willingness to sell, the number of sales you make, and the ability of the tradeline company to provide you with timely and hassle-free sales (a whole separate subject on its own).

Time is also a consideration that shouldn't be left out of the equation. Selling tradelines requires very little actual work on your behalf. The fact that you cannot sell unlimited amounts on each card is what really inhibits you from making insane amounts of money on this. Still, when broken down by the time spent vs. the money made, you can easily reach into the hundreds (or even thousands) of dollars per hour selling tradelines.

There are so many details and so much more to explain, and we will get into all the details with the various posts we will be dedicating to each and every aspect of selling tradelines.

Remember, this is a community geared toward clarity, transparency, the sharing of knowledge, helping others, and providing facts (or as close as we can get to facts) based on the real experiences of cardholders who are selling tradelines. Experiences will vary by company, card, and many other things.

Together, let's create the best resource available on the web about selling tradelines.